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SMP Mortgage and Loans Ltd are a family run business which was established in 2003. The company has grown steadily since it’s conception and provides various mortgage and protection services. With the recent introduction of the Home Information Pack (HIP), SMP can now refer you to a preferred supplier who can provide you with a competitively priced HIP Pack.

SMP’s commitment is providing you, the customer, with professional specialist mortgage advice whilst maintaining a high standard of service and principles.

SMP maintain that all customers must be treated equally and fairly, as it is easy to get confused with the bewildering range of mortgage products available we will endeavour to find the mortgage that is most suitable for your needs.

We will explain exactly what is involved and we will help complete all the paperwork, submit them to your chosen lender, negotiate your individual application and monitor its progress through the administrative procedures.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Free mortgage advice: our no broker fee policy

Fee-free

Some people think that you get what you pay for and there is no such thing as a free lunch. So they like to pay a broker fee.

We beg to differ. One of our hardest tasks is to convince potential customers that just because our service is free it doesn't mean that we have compromised the quality of service or level of expertise.

There is no need to ever pay a broker fee. At SMP Mortgages and Loans Ltd, you pay nothing for our service. And what can we offer you for free? Click on "About our Service" link to find out more.

SMP Mortgages & Loans Ltd are an appointed Representative of Home of Choice Ltd, which is authorised and regulated by the Financial Services Authority.